"In every Paytm business there is already an incumbent player and there is no clear path to profitability. Loss-making Paytm, formally called One97 Communications, offers a range of services from banking, shopping, movie and travel ticketing to gaming. Some analysts said the company, centered around payments but marketed as an all-in-one app, may have struggled to sell its complex model to investors as well as its path to profitability.
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